Buyer affordability
What can you actually afford?
Income, monthly debts, and a rate you pick. It gives you a price range in about thirty seconds — no credit inquiry, nothing collected, nothing to fill in at the end.
Your numbers
Enter your income and a rate to begin.
How it got there
Estimates only. Not a pre-approval and not a commitment to lend. Subject to credit approval and underwriting.
Questions
Straight answers
Is this a pre-approval?
No. It is an estimate from figures you typed in, and it is not an offer of credit or a commitment to lend. A pre-approval means a licensed loan officer has looked at your credit, income and assets. This is the conversation before that one.
Why a range instead of one number?
Because a single number invites people to treat it as an approval. The lower end uses conservative debt-to-income guidance and the upper end uses the more stretching limits some programs allow. Where you actually land depends on your credit, the program and the property.
What counts as monthly debts?
Car payments, student loans, credit card minimums, child support — the recurring obligations that show on a credit report. Not groceries, utilities or petrol.
Does this affect my credit?
No. Nothing on this page contacts a credit bureau, and nothing you type leaves your browser.
For professionals
Share this with your clients.
Put your name on it and send it to anyone. Free, nothing gated, and any inquiry that comes back is tagged to you.
Want the real number?
A licensed loan officer can tell you what you actually qualify for. That takes a conversation, and it starts with one call.
Not a commitment to lend. Subject to credit approval and underwriting.